Make Sure Your Donation Makes a Real Impact

It’s that time of year when you can’t escape crowded department stores, peppermint everything, holiday music … and a barrage of donation requests. Your phone won’t stop ringing, your mailbox is overflowing with appeals that tug at your heartstrings and everywhere you turn, someone in a Santa costume is asking you to hand over cash to help others in need.

It’s good to be generous around the holidays if giving fits within your budget. But with so many pleas for donations, it’s easy to give beyond your means.