Mission: Seeking to put God's love into action, Habitat for Humanity of the Lehigh Valley brings people together to build homes, communities and hope. Founded in 1989, Habita ... (More)

Habitat for Humanity of the Lehigh Valley is a 501(c)(3) organization, with an IRS ruling year of 1987, and donations may or may not be tax-deductible.

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Contact Information

  http://habitatlv.org/

  245 North Graham Street
Allentown PA 18109 

  610-776-7737


 Important note on the timeliness of ratings

The IRS is significantly delayed in processing nonprofits' annual tax filings (Forms 990). As a result, the Financial and Accountability & Transparency score for Habitat for Humanity of the Lehigh Valley is outdated and the overall rating may not be representative of its current operations. Please check with the charity directly for any questions you may have.

You are viewing this organization's new Charity Navigator profile page. To view the legacy version, click here.

Star Rating System by Charity Navigator


Charity Navigator evaluates a nonprofit organization’s financial health including measures of stability, efficiency and sustainability. We also track accountability and transparency policies to ensure the good governance and integrity of the organization.




Exceptional

This charity's score is 96.33, earning it a 4-Star rating. Donors can "Give with Confidence" to this charity. 

This score is calculated from two sub-scores:

This score represents Form 990 data from 2019. More recent filing data is available, but it has not been factored into this score, due to COVID-19's effect on this organization.

View this organization’s historical ratings.

Rating update postponed due to COVID-19's impact on this organization. View Habitat for Humanity of the Lehigh Valley's response.


Back to Overall

Star Rated Report

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Program Expense

Program Expense Ratio

84.4%


The Program Expense Ratio is determined by Program Expenses divided by Total Expense (average of most recent three 990s).


This measure reflects the percent of its total expenses a charity spends on the programs and services it exists to deliver. Dividing a charity's average program expenses by its average total functional expenses yields this percentage. We calculate the charity's average expenses over its three most recent fiscal years.


Source: IRS Form 990

Administrative Expenses

6.4%


As reported by charities on their IRS Form 990, this measure reflects what percent of its total budget a charity spends on overhead, administrative staff and associated costs, and organizational meetings. Dividing a charity's average administrative expenses by its average total functional expenses yields this percentage. We calculate the charity's average expenses over its three most recent fiscal years.


Source: IRS Form 990

Fundraising Expenses

9.1%


This measure reflects what a charity spends to raise money. Fundraising expenses can include campaign printing, publicity, mailing, and staffing and costs incurred in soliciting donations, memberships, and grants. Dividing a charity's average fundraising expenses by its average total functional expenses yields this percentage. We calculate the charity's average expenses over its three most recent fiscal years.


Source: IRS Form 990

Liabilities to Assets Ratio

13.8%


The Liabilities to Assets Ratio is determined by Total Liabilities divided by Total Assets (most recent 990).


Part of our goal in rating the financial performance of charities is to help donors assess the financial capacity and sustainability of a charity. As do organizations in other sectors, charities must be mindful of their management of total liabilites in relation to their total assets. This ratio is an indicator of an organization’s solvency and or long term sustainability. Dividing a charity's total liabilities by its total assets yields this percentage.


Source: IRS Form 990

Fundraising Efficiency

$0.20


The amount spent to raise $1 in charitable contributions. To calculate a charity's fundraising efficiency, we divide its average fundraising expenses by the average total contributions it receives. We calculate the charity's average expenses and average contributions over its three most recent fiscal years.


Source: IRS Form 990

Working Capital Ratio

2.29 years


Determines how long a charity could sustain its level of spending using its net available assets, or working capital, as reported on its most recently filed Form 990. We include in a charity's working capital unrestricted and temporarily restricted net assets, and exclude permanently restricted net assets. Dividing these net available assets in the most recent year by a charity's average total expenses, yields the working capital ratio. We calculate the charity's average total expenses over its three most recent fiscal years.


Source: IRS Form 990

Program Expense Growth

19.34%


We compute the average annual growth of program expenses using the following formula: [(Yn/Y0)(1/n)]-1, where Y0 is a charity's program expenses in the first year of the interval analyzed, Yn is the charity's program expenses in the most recent year, and n is the interval of years passed between Y0 and Yn.


Source: IRS Form 990

Governance


Charity Navigator looks to confirm on the Form 990 that the organization has these governance practices in place.


Sources Include: IRS Form 990

Governance:
Independent Voting Board Members  ... (More)
No Material Diversion of Assets ... (More)

A diversion of assets – any unauthorized conversion or use of the organization's assets other than for the organization's authorized purposes, including but not limited to embezzlement or theft – can seriously call into question a charity's financial integrity. We check the charity's last two Forms 990 to see if the charity has reported any diversion of assets. If the charity does report a diversion, then we check to see if it complied with the Form 990 instructions by describing what happened and its corrective action. This metric will be assigned to one of the following categories:

  • Full Credit: There has been no diversion of assets within the last two years.

  • Partial Credit: There has been a diversion of assets within the last two years and the charity has used Schedule O on the Form 990 to explain: the nature of the diversion, the amount of money or property involved and the corrective action taken to address the matter. In this situation, we deduct 7 points from the charity's Accountability and Transparency score.
  • No Credit: There has been a diversion of assets within the last two years and the charity's explanation on Schedule O is either non-existent or not sufficient. In this case, we deduct 15 points from the charity's Accountability and Transparency score.
(Less)
Audited Financials Prepared by Independent Accountant ... (More)

Audited financial statements provide important information about financial accountability and accuracy. They should be prepared by an independent accountant with oversight from an audit committee. (It is not necessary that the audit committee be a separate committee. Often at smaller charities, it falls within the responsibilities of the finance committee or the executive committee.) The committee provides an important oversight layer between the management of the organization, which is responsible for the financial information reported, and the independent accountant, who reviews the financials and issues an opinion based on its findings. We check the charity's Form 990 reporting to see if it meets this criteria.

  • Full Credit: The charity's audited financials were prepared by an independent accountant with an audit oversight committee.

  • Partial Credit: The charity's audited financials were prepared by an independent accountant, but it did not have an audit oversight committee. In this case, we deduct 7 points from the charity's Accountability and Transparency score.
  • No Credit: The charity did not have its audited financials prepared by an independent accountant. In this case, we deduct 15 points from the charity's Accountability and Transparency score.
(Less)
Does Not Provide Loan(s) to or Receive Loan(s) From Related Parties ... (More)
Documents Board Meeting Minutes ... (More)
Distributes 990 to Board Before Filing ... (More)
Compensates Board ... (More)

Policies


Charity Navigator looks to confirm on the Form 990, or for some metrics on the charity's website, that the organization has these policies in place.


Sources Include: IRS Form 990 and organization's website

Policies:
Conflict of Interest  ... (More)
Whistleblower ... (More)
Records Retention and Destruction ... (More)
CEO Compensation Process ... (More)
Donor Privacy ... (More)

Donors can be reluctant to contribute to a charity when their name, address, or other basic information may become part of donor lists that are exchanged or sold, resulting in an influx of charitable solicitations from other organizations. Our analysts check the charity's website to see if the organization has a donor privacy policy in place and what it does and does not cover. Privacy policies are assigned to one of the following categories:

  • Yes: This charity has a written donor privacy policy published on its website, which states unambiguously that (1) it will not share or sell a donor's personal information with anyone else, nor send donor mailings on behalf of other organizations or (2) it will only share or sell personal information once the donor has given the charity specific permission to do so.

  • Opt-out: The charity has a written privacy policy published on its website which enables donors to tell the charity to remove their names and contact information from lists the charity shares or sells. How a donor can have themselves removed from a list differs from one charity to the next, but any and all opt-out policies require donors to take specific action to protect their privacy.
  • No: This charity either does not have a written donor privacy policy in place to protect their contributors' personal information, or the existing policy does not meet our criteria.

The privacy policy must be specific to donor information. A general website policy which references "visitor" or "user" personal information will not suffice. A policy that refers to donor information collected on the website is also not sufficient as the policy must be comprehensive and applicable to both online and offline donors. The existence of a privacy policy of any type does not prohibit the charity itself from contacting the donor for informational, educational, or solicitation purposes.

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Transparency


Charity Navigator looks to confirm on the Form 990, or for some metrics on the charity's website, that the organization makes this information easily accessible.


Sources Include: IRS Form 990 and organization's website

Transparency:
CEO Salary Listed on 990 ... (More)
Board of Directors Listed on Website ... (More)
Key Staff Listed on Website ... (More)
Audited Financial Statements on Website ... (More)
Form 990 Available on Website ... (More)

Additional Information

Unscored

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Total Revenue and Expenses

Total Revenue and Expenses

This chart displays the trend of revenue and expenses over the past several years for this organization, as reported on their IRS Form 990.

Salary of Key Persons

Presented here are this organizations key compensated staff members as identified by our analysts. This compensation data includes salary, cash bonuses and expense accounts and is displayed exactly how it is reported to the IRS. The amounts do not include nontaxable benefits, deferred compensation, or other amounts not reported on Form W-2. In some cases, these amounts may include compensation from related organizations. Read the IRS policies for compensation reporting



Holly Edinger, Former Executive Director

$22,506 (0.90% of Total Expenses)


Jessica Elliott, Executive Director

$71,792 (2.86% of Total Expenses)


Current CEO and Board Chair can be found in the Leadership & Adaptability report below.

Source: IRS Form 990 (page 7), filing year 2020

Business Master File Data

Below are some key data points from the Exempt Organization IRS Business Master File (BMF) for this organization. Learn more about the BMF on the IRS website


Activities:

Instruction and guidance on housing (BMF activity code: 398)

Low-income housing (BMF activity code: 380)


Foundation Status:

Organization which receives a substantial part of its support from a governmental unit or the general public   170(b)(1)(A)(vi) (BMF foundation code: 15)


Affiliation:

Subordinate - the organization is a subordinate in a group ruling. (BMF affiliation code: 9)

Data Sources: IRS Forms 990

The Form 990 is a document that nonprofit organizations file with the IRS annually. We leverage finance and accountability data from it to form Encompass ratings. Click here to view this organization's Forms 990 on the IRS website (if any are available).

Pandemic Response

This organization was impacted by COVID-19 in a way that effected their financial health in 2020. This normally would have reduced their star rating. Due to the unprecedented nature of the pandemic, we give charities such as this one the opportunity to share the story of COVID's impact on them, and doing this pauses our revision of their rating. Charities may submit their own pandemic responses through their nonprofit portal.


Habitat for Humanity of the Lehigh Valley reported being impacted by COVID-19 in the following ways:
  • Construction and supply chain delays.


How COVID-19 impacted the organization's operations financially:

Habitat Lehigh Valley applied and received the PPP loan and thus were able to employ a full staff.


How COVID-19 impacted the organization's delivery of programs:

We continue to navigate the challenges of the Covid-19 pandemic as a strong, united family. Since reopening our operations at the end of May 2020, we: Closed on a full rehab home for a family of four in the City of Allentown Completed a rehab home in South Easton Put four new-construction homes under roof on the North side of Allentown, as well as foundation installation for two additional new-construction homes Launched a Homeowner Repair Program, focusing on homes located in a two-block radius around St. Luke’s Sacred Heart Hospital (in partnership with St. Luke’s Sacred Heart and City Center, supported by Air Products, Harry C. Trexler Trust, and The Dexter F. and Dorothy H. Baker Foundation)


How this organization adapted to changing conditions caused by COVID-19:

At the onset of the pandemic, Habitat Lehigh Valley quickly moved our entire ReStore experience online so that customers, volunteers, and staff could remain safe and healthy. As we reopened both our ReStore and construction sites in May of 2020, we created safety protocols by following CDC guidelines for active sites. We provided PPE to all of our on site staff, and ensured all staff working from home had the equipment necessary to do so. Meetings, events, orientations, and home visits were all held virtually.


Innovations the organization intends to continue permanently after the pandemic:

Seeing great success with our virtual auction last year, we have decided to continue hosting an annual online auction. This has allowed our supporters, both near and far to participate in an event. We are also keeping virtual orientation for our families as this allows more flexibility for various schedules.


Historical Ratings

Date PublishedForm 990 FYEOverall ScoreOverall Rating
Rating Version: 2.1
12/23/20202019 96.33
3/1/20202019 95.37

This organization received multiple star ratings within this fiscal year, due to an update to its Accountability and Transparency data and/or the receipt of an amended Form 990.

7/1/20192018 89.71
7/1/20182017 87.05
8/1/20172016 80.36
7/1/20162015 83.96
6/1/20162014 86.02
Rating Version: 2.0
9/1/20152014 87.81
10/1/20142013 88.73
7/1/20132012 80.80
11/6/20122011 76.34
9/20/20112010 94.98
Rating Version: 1.0
10/1/20102009 98.67
10/1/20092008 96.44
4/1/20082006 91.48
3/1/20072005 93.64
4/1/20062004 95.66
7/1/20052003 94.49

Previous: Finance & Accountability  / Next: Leadership & Adaptability

...   Impact & Results


This score estimates the actual impact a nonprofit has on the lives of those it serves, and determines whether it is making good use of donor resources to achieve that impact.


Impact & Results Score

Not Currently Scored

Habitat for Humanity of the Lehigh Valley cannot currently be evaluated by our Encompass Rating Impact & Results methodology because either (A) it is eligible, but we have not yet received data; (B) we have not yet developed an algorithm to estimate its programmatic impact; (C) its programs are not direct services; or (D) it is not heavily reliant on contributions from individual donors.

Note: The absence of a score does not indicate a positive or negative assessment, it only indicates that we have not yet evaluated the organization.

Learn more about Impact & Results.

Do you work at Habitat for Humanity of the Lehigh Valley? Join the waitlist for an updated Impact & Results score.


Back to Overall

Additional Information

Unscored

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Largest Programs

Largest Programs



Habitat for Humanity of the Lehigh Valley reported its three largest programs on its FY 2019 Form 990 as:


$1,345,596

Spent in most recent FY

62%

Percent of program expenses


Construction of Homes


$679,952

Spent in most recent FY

31%

Percent of program expenses


ReStore


$110,832

Spent in most recent FY

5%

Percent of program expenses


Family and Volunteer Services


Previous: Impact & Results  / Next: Culture & Community

...   Leadership & Adaptability


This score provides an assessment of the organization's leadership capacity, strategic thinking and planning, and ability to innovate or respond to changes in constituent demand/need or other relevant social and economic conditions to achieve the organization's mission.


Leadership & Adaptability Score

100

out of 100

The score earned by Habitat for Humanity of the Lehigh Valley is a passing score. This score has no effect on the organization's Star Rating.

Encompass Rating V4 provides an evaluation of the organization's Leadership & Adaptability through the nonprofit organization submitting a survey response directly to Charity Navigator.


Back to Overall

Leadership & Adaptability Report

100

of 100 points

Mission

The nonprofit organization presents evidence of strategic thinking through articulating the organization’s mission


Habitat for Humanity of the Lehigh Valley is a non-profit organization that builds and repairs safe, healthy, and affordable homes with hardworking individuals and families in the Lehigh Valley.


Source: Nonprofit submitted responses

Vision

The nonprofit organization presents evidence of strategic thinking through articulating the organization’s vision.


To provide individuals and families and hand up, not a handout; and to walk alongside them as they realize their dream of homership.


Source: Nonprofit submitted responses

Strategic Goals

The nonprofit organization presents evidence of strategic thinking and goal setting through sharing their most important strategic goals.


Goal One: Increase the of families served and the number of homes built and repaired each year by 20% year over year.

Goal Type: Grow, expand, scale or increase access to the existing programs and services.


Goal Two: Expand our repair program to include all of Northampton County and Lehigh County to better serve an increasing need in our community.

Goal Type: Grow, expand, scale or increase access to the existing programs and services.


Goal Three: Staff development and retention.

Goal Type: Invest in the capacity of our organization (financial, management, technical, etc.).


Source: Nonprofit submitted responses

Leadership Development

The nonprofit provides evidence of investment in leadership development


Describe an investment in leadership

Our organization truly believes in investing in our leadership and staff to inspire them to move our mission forward. Programs include an annual strategic planning session with Board Members and senior staff members. Additionally we invest in staff development through team builders, various training programs such as CFRE, NCCER as well conferences and training based on the individuals growth plan.

Source: Nonprofit submitted responses

Mobilizing for Mission

The nonprofit provides evidence of leadership through focusing externally and mobilizing resources for the mission.


This organization mobilizes for mission in the following ways:
  • Strategic Partnerships

  • Networks of Collective Impact Efforts

  • Thought Leadership

  • Raising Awareness

  • Community Building

  • Policy Advocacy

What are this organization’s external mobilizaton efforts?

Habitat for Humanity of the Lehigh Valley focuses heavily on developing external relationships within our community to move our mission forward. We engage in strategic partnerships with many companies, nonprofits and other community organizations to maximize our efforts in both our home ownership programs and our home repair programs. These organizations include hospitals, banks, various corporations, and many other nonprofits in our community. We raise awareness of our mission through multiple social media accounts that have amassed well over 20,000 collective followers. We partner with various media outlets including print, digital, radio and television. Habitat Lehigh Valley actively participates in multiple community events that support our programs. Habitat Lehigh Valley's Leadership serves on multiple committees, including Regional Housing Advisory Committees, LVRHAB, and Catalyst 4.

Source: Nonprofit submitted responses

Story of Adaptability

The nonprofit has an opportunity to tell the story of how the organization adapted to tremendous external changes in the last year.


As an organization, Habitat Lehigh Valley has a great deal of which to be proud over the past 14 months. We have successfully: Donated PPE and hand sanitizer supplies to other non profit organizations in need at the onset of the Covid-19 pandemic Quickly moved our entire ReStore experience online so that customers, volunteers, and staff could remain safe and healthy Transformed our monthly homeownership orientations to virtual webinars held in both English and Spanish Launched an online #WhatHomeMeansToMe social media campaign that shared positivity and energy with our community during a time of worry Reopened all construction locations in May 2020 to willing and eager volunteers, and staff while maintaining all safety protocols Held our first ever virtual Raise the Roof event in November 2020, raising $58,000 Expanded our construction staff as homeowner needs continue to develop and grow Kicked off our newly invigorated home repair program in the Jordan Heights area of Allentown in partnership with St. Luke’s Hospital Sacred Heart Campus Continued progress on our eight-home construction project on Tacoma Street in Allentown Held an exciting and empowering She Nailed It! 2021 event with 35 teams outdoors for the first time, raising $65,000 As a Habitat Lehigh Valley family - staff, volunteers, homeowners, sponsors, donors, partners, and advocates - we have experienced a year like no other, but we experienced it together. We will continue to work and to grow together. The past year has illuminated the ever-growing need for safe, affordable, and decent housing in our area, and we will continue to build homes, dreams, and futures together.

Source: Nonprofit submitted responses

Additional Information

Unscored

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Organization Leadership

Organization Leadership


Jessica Elliott

Executive Director

Ron Jerdon

Chair

Previous: Leadership & Adaptability

...   Culture & Community


This score provides an assessment of the organization's culture and connectedness to the community it serves. Learn more about how and why we rate Culture & Community.


Culture & Community Score

100

out of 100

Habitat for Humanity of the Lehigh Valley has earned a passing score. This score has no effect on the organization's Star Rating. The organization provided data about how it listens to constituents (Constituent Feedback) (see report below).

The Culture & Community Beacon is comprised of the following metrics:

  • Constituent Feedback: 100/100 (100% of beacon score)

  • Diversity, Equity, & Inclusion: Not Scored


Back to Overall

Culture & Community Report

100

of 100 points

This beta feature is currently viewable only on desktop or tablet screens. Check back later for updates.

Constituent Feedback

Diversity, Equity, & Inclusion


This organization has not provided information regarding the diversity, equity and inclusion (DEI) practices it is presently implementing. As such, the organization has not earned a score on this metric. Charity Navigator believes nonprofit organizations implementing effective DEI policies and practices can enhance a nonprofit's decision-making, staff motivation, innovation, and effectiveness.


Methodology


We are utilizing data collected by Candid to document and assess the DEI practices implemented by the organization. Nonprofit organizations are encouraged to fill out the Equity Strategies section of their Candid profiles to receive a rating.


Learn more about the methodology.

Constituent Feedback


Constituent Feedback and Listening Practice data are not available for this organization. Charity Navigator believes nonprofit organizations that engage in inclusive practices, such as collecting feedback from the people and communities they serve, may be more effective.



Methodology


We've partnered with Candid to survey organizations about their feedback practices. Nonprofit organizations can fill out the How We Listen section of their Candid profile to receive a rating.


Learn more about the methodology.

Analysis and Research


Like the overall Encompass Rating System, the Culture & Community Beacon is designed to evolve as metrics are developed and ready for integration. Below you can find more information about the metrics we currently evaluate in this beacon and their relevance to nonprofit performance.


Constituent Feedback


Diversity, Equity, and Inclusion

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