Support Charity Navigator

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BetterFi

Mission

BetterFi's mission, colloquially, is to provide equitable financial services and programming as a pathway out of dependence on predatory loans.

Vision

BetterFi envisions creating an economically viable, replicable model for inclusive and fair consumer finance that can replace predatory payday, title, and flex lending.

Goals

1.Having proven the basic mechanics of our alternative to predatory lending, BetterFi's primary goal is to scale our model to demonstrate economic sustainability and model viability in combating combat triple-digit APR consumer finance.
2.In order to hedge the scaling of our primary credit program in seeking volume, we are working to develop a microenterprise credit program that will fill the gap in the our communities' business finance continuum.
3.Our credit programs address discrete financing needs of our community, but we are also working to develop and grow AI-powered personal finance tools that can build our communities' financial foundations aside from credit.

Chattanooga TN | EIN: 82-3083483

Profile managed by nonprofit | Is this your nonprofit?

501(c)(3) organization

5646 Brainerd Rd, Suite C,
Chattanooga TN 37411

Mail donations to: PO Box 8004,
Chattanooga TN 37414

https://betterfi.co

931-313-9942

BetterFi

Mission

BetterFi's mission, colloquially, is to provide equitable financial services and programming as a pathway out of dependence on predatory loans.

Vision

BetterFi envisions creating an economically viable, replicable model for inclusive and fair consumer finance that can replace predatory payday, title, and flex lending.

Goals

1.Having proven the basic mechanics of our alternative to predatory lending, BetterFi's primary goal is to scale our model to demonstrate economic sustainability and model viability in combating combat triple-digit APR consumer finance.
2.In order to hedge the scaling of our primary credit program in seeking volume, we are working to develop a microenterprise credit program that will fill the gap in the our communities' business finance continuum.
3.Our credit programs address discrete financing needs of our community, but we are also working to develop and grow AI-powered personal finance tools that can build our communities' financial foundations aside from credit.

Chattanooga TN | EIN: 82-3083483

Profile managed by nonprofit | Is this your nonprofit?

501(c)(3) organization

5646 Brainerd Rd, Suite C,
Chattanooga TN 37411

Mail donations to: PO Box 8004,
Chattanooga TN 37414

https://betterfi.co

931-313-9942

Beacon Report

Great
Good
Needs Improvement
Poor
Incomplete
Additional Information

Website Reported on Tax Form:Yes

SCORE100%

Disclosing the charity’s website promotes transparency and provides access to the public.

Source: Public data from IRS Form 990. Fiscal Year 2024.

No Material Diversion of Assets:Yes

SCORE100%

Records Retention Policy:Yes

SCORE100%

Tax Form Disclosed on Website:Yes

SCORE100%

Accountability Panel
Score	Metric
100%	Website Reported on Tax Form:Yes Disclosing the charity’s website promotes transparency and provides access to the public. Source: Public data from IRS Form 990. Fiscal Year 2024.
100%	No Material Diversion of Assets:Yes
100%	Records Retention Policy:Yes
100%	Tax Form Disclosed on Website:Yes

Science behind the numbers

Nonprofit Resources

Nonprofit Resources

BetterFi

Mission

Vision

Goals

BetterFi

Mission

Vision

Goals

Beacon Report