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Community Development : Housing and Neighborhood Development

SaverLife

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96.30

235 Montgomery St. Suite 1050
San Francisco, CA 94104
tel: (415) 217-3666   Web Site
EIN: 91-2172676

Board Leadership
Nick Eaton
Chair

CEO
Leigh Phillips
Chief Executive Officer & President

  Score
(out of 100)
Rating
Overall Score & Rating 96.30
  Financial 96.64
  Accountability & Transparency 96.00
This rating was published 09/01/2021 and includes data from FY2019, the most recent 990 received at that time.

SaverLife's (formerly EARN) mission is to create prosperity for working families by helping them save and invest in their futures. We are a national nonprofit working to inspire, inform, and reward the millions of Americans who need help saving money. Through engaging technologies and strategic partnerships, we give working people the methods and motivation to take control of their financial future.

Combining innovative platforms to engage and inspire savers, big data analytics that spur insight and perspective, and collaborative ventures throughout the business sector, SaverLife works in sync to deliver meaningful and systemic change.

SaverLife's (formerly EARN) mission is to create prosperity for working families by helping them save and invest in their futures. We are a national nonprofit working to inspire, inform, and reward the millions of Americans who need help saving money. Through engaging technologies and strategic partnerships, we give working people the methods and motivation to take control of their financial future.

Combining innovative platforms to engage and inspire savers, big data analytics that spur insight and perspective, and collaborative ventures throughout the business sector, SaverLife works in sync to deliver meaningful and systemic change.

Financial

96.64

Accountability & Transparency

96.00

This rating was published 09/01/2021 and includes data from FY2019, the most recent 990 received at that time.
Overall Rating Chart
  Program Expenses
(Percent of the charity's total expenses spent on the programs
and services it delivers)
82.0%
  Administrative Expenses 9.7%
  Fundraising Expenses 8.2%
  Fundraising Efficiency $0.07
  Working Capital Ratio (years) 0.88
  Program Expenses Growth 31.2%
  Liabilities to Assets 9.3%
All data for Financial Performance Metrics calculations was provided by SaverLife on recent 990s filed with the IRS.
All data for Financial Performance Metrics calculations was provided by SaverLife on recent 990s filed with the IRS.

Highly Rated

Charity Name & State Overall Score Overall Rating
SaverLife (CA) 96.30
World Business Chicago (IL) 87.18
Hebrew Free Loan of Metropolitan Detroit (MI) 88.36
Tides Center (CA) 97.12
LiftFund (TX) 85.75

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REVENUE  
Contributions  
   Contributions, Gifts & Grants $6,318,475
   Federated Campaigns $0
   Membership Dues $0
   Fundraising Events $0
   Related Organizations $0
   Government Grants $0
Total Contributions $6,318,475
   Program Service Revenue $430,673
Total Primary Revenue $6,749,148
   Other Revenue $0
TOTAL REVENUE $6,749,148
   
EXPENSES  
   Program Expenses $4,412,002
   Administrative Expenses $623,405
   Fundraising Expenses $388,265
TOTAL FUNCTIONAL EXPENSES $5,423,672
   
Payments to Affiliates $0
Excess (or Deficit) for the year $1,325,476
   
Net Assets $3,963,007

Program names and associated costs are listed for the top programs as reported on the charity's most recently filed Form 990. The top programs displayed will include the largest three programs, or those programs covering at least 60% of the charity's total expenses, whichever comes first.

Due to an error on this organization's Form 990, we are unable to display program information.

Ratings History
SaverLife has received 3 consecutive 4-star ratings from Charity Navigator.

Form 990 FYE Date Published Overall Score Overall Rating
CN 2.1
2019-12 09/01/2021 96.30
2018-12 05/01/2020 95.93
2017-12 04/01/2019 91.23
2016-12 05/01/2018 80.88
2015-12 12/22/2017 79.43
2015-12 05/01/2017 78.66
2014-12 06/01/2016 78.71
 
CN 2.0
2014-12 04/01/2016 72.28
2014-12 03/01/2016 71.84
2013-12 12/01/2015 85.60
2013-12 07/01/2015 83.63
2012-12 02/01/2014 89.88
2011-12 03/01/2013 94.93

The data displayed on this tab is provided by the IRS in the form of Publication 78 and the Business Master File (BMF).

EIN 91-2172676
Name in IRS Master File EARN INC
NTEE Code T99
NTEE Classification Philanthropy, Voluntarism, and Grantmaking Foundations N.E.C.
NTEE Type Philanthropy, Voluntarism and Grantmaking Foundations
Classification Charitable Organization
Subsection 501(c)(3)  (View the list of codes)
Activities
Foundation Status Organization which receives a substantial part of its support from a governmental unit or the general public   170(b)(1)(A)(vi)
Deductibility Contributions are deductible
Affiliation Independent - the organization is an independent organization or an independent auxiliary (i.e., not affiliated with a National, Regional, or Geographic grouping of organizations).
Group Name [Not Applicable]
Ruling Date August, 2002
Filing Requirement 990 (all other) or 990EZ return
Fiscal Year End December
IRS Forms 990
(provided courtesy of Foundation Center)
(Log In or Register Now to View Forms 990!)
  • December, 2017
  • December, 2016
  • December, 2015
  • December, 2014
  • December, 2013
Compensation % of Expenses Paid to Title
$244,406 4.50% Leigh Phillips CEO

Highly Rated

Charity Name & State Overall Score Overall Rating
SaverLife (CA) 96.30
LiftFund (TX) 85.75
Hebrew Free Loan of Metropolitan Detroit (MI) 88.36
Four Bands Community Fund (SD) 87.91
World Business Chicago (IL) 87.18

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Charity Contact Info

SaverLife
235 Montgomery St.
Suite 1050
San Francisco, CA 94104
tel: (415) 217-3666
fax: (415) 217-3663
EIN: 91-2172676

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Board Leadership

Nick Eaton
Chair

CEO

Leigh Phillips
Chief Executive Officer & President

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