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Community Development : Housing and Neighborhood Development

Habitat for Humanity of Greater Lowell

Help build a house into a home

four stars

91.16

124 Main Street Westford, MA 01886
tel: (978) 692-0927   Web Site
EIN: 04-3123186

Board Leadership
Paul Barrett
President

CEO
Brenda Gould
Executive Director

 
 
  Score
(out of 100)
Rating
Overall Score & Rating 91.16 four stars
  Financial 87.50 three stars
  Accountability & Transparency 100.00 four stars
This rating was published 06/01/2018 and includes data from FY2017, the most recent 990 received at that time.

Founded in 1991, Habitat for Humanity of Greater Lowell (HFHGL) is an organization that works to strengthen families and communities through affordable homeownership opportunities. HFHGL works in partnership with corporations, like-minded community groups, faith-based organizations, and individual volunteers to develop communities with people in need by building and renovating simple, decent, energy efficient, affordable homes. Not only do Habitat families pay for their homes through a monthly mortgage, they also put in between 225 and 400 hours of sweat equity prior to becoming homeowners.

Founded in 1991, Habitat for Humanity of Greater Lowell (HFHGL) is an organization that works to strengthen families and communities through affordable homeownership opportunities. HFHGL works in partnership with corporations, like-minded community groups, faith-based organizations, and individual volunteers to develop communities with people in need by building and renovating simple, decent, energy efficient, affordable homes. Not only do Habitat families pay for their homes through a monthly mortgage, they also put in between 225 and 400 hours of sweat equity prior to becoming homeowners.

Financial

three stars

87.50

Accountability & Transparency

four stars

100.00

This rating was published 06/01/2018 and includes data from FY2017, the most recent 990 received at that time.
Overall Rating Chart
  Program Expenses
(Percent of the charity's total expenses spent on the programs
and services it delivers)
87.4%
  Administrative Expenses 3.7%
  Fundraising Expenses 8.8%
  Fundraising Efficiency $0.16
  Working Capital Ratio (years) 1.65
  Program Expenses Growth -11.9%
  Liabilities to Assets 7.4%
All data for Financial Performance Metrics calculations was provided by Habitat for Humanity of Greater Lowell on recent 990s filed with the IRS.
All data for Financial Performance Metrics calculations was provided by Habitat for Humanity of Greater Lowell on recent 990s filed with the IRS.

Highly Rated

Charity Name & State Overall Score Overall Rating
Habitat for Humanity of Greater Lowell (MA) 91.16 four stars
Greater Cleveland Habitat for Humanity (OH) 94.34 four stars
Indian River Habitat for Humanity (FL) 92.16 four stars
Habitat for Humanity East Bay/Silicon Valley (CA) 90.85 four stars
Habitat for Humanity of Greater Newburgh (NY) 92.02 four stars

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REVENUE  
Contributions  
   Contributions, Gifts & Grants $445,377
   Federated Campaigns $0
   Membership Dues $0
   Fundraising Events $80,737
   Related Organizations $10,000
   Government Grants $0
Total Contributions $536,114
   Program Service Revenue $719,861
Total Primary Revenue $1,255,975
   Other Revenue $21,326
TOTAL REVENUE $1,277,301
   
EXPENSES  
   Program Expenses $1,014,051
   Administrative Expenses $56,013
   Fundraising Expenses $168,471
TOTAL FUNCTIONAL EXPENSES $1,238,535
   
Payments to Affiliates $0
Excess (or Deficit) for the year $38,766
   
Net Assets $2,691,670

Program names and associated costs are listed for the top programs as reported on the charity's most recently filed Form 990. The top programs displayed will include the largest three programs, or those programs covering at least 60% of the charity's total expenses, whichever comes first.

Program Name Amount Spent % of Program Expenses
Restore $532,427 52.5%
Home Building $397,066 39.2%
Providing Funds For Property Rehab $84,558 8.3%

Ratings History
Habitat for Humanity of Greater Lowell has received 2 consecutive 4-star ratings from Charity Navigator.

Form 990 FYE Date Published Overall Score Overall Rating
CN 2.1
2017-06 06/01/2018 91.16 four stars
2016-06 06/01/2017 98.23 four stars
2015-06 06/01/2016 88.81 three stars
 
CN 2.0
2015-06 04/01/2016 89.49 three stars
2014-06 04/01/2015 81.45 three stars

The data displayed on this tab is provided by the IRS in the form of Publication 78 and the Business Master File (BMF).

EIN 04-3123186
Name in IRS Master File HABITAT FOR HUMANITY INTERNATIONAL INC
NTEE Code L20
NTEE Classification Housing Development, Construction, Management
NTEE Type Housing, Shelter
Classification Charitable Organization
Subsection 501(c)(3)  (View the list of codes)
Activities (398) Instruction and guidance on housing
(380) Low-income housing
Foundation Status Organization which receives a substantial part of its support from a governmental unit or the general public   170(b)(1)(A)(vi)
Deductibility Contributions are deductible
Affiliation Subordinate - the organization is a subordinate in a group ruling.
Group Name HABITAT FOR HUMANITY INTERNATIONAL
Ruling Date January, 1987
Filing Requirement 990 (all other) or 990EZ return
Fiscal Year End June
IRS Forms 990
(provided courtesy of Foundation Center)
(Log In or Register Now to View Forms 990!)
  • June, 2017
  • June, 2016
  • June, 2015
  • June, 2014
  • June, 2013

The data displayed in this profile is provided by the IRS for free in the form of Publication 78 and the Business Master File (BMF).

Compensation % of Expenses Paid to Title
$102,454 8.27% Brenda Gould Executive Director

Highly Rated

Charity Name & State Overall Score Overall Rating
Habitat for Humanity of Greater Lowell (MA) 91.16 four stars
Dallas Area Habitat for Humanity (TX) 86.41 three stars
Greater Des Moines Habitat for Humanity (IA) 91.27 four stars
Habitat for Humanity of Greater Chattanooga (TN) 91.92 four stars
Habitat for Humanity Portland/Metro East (OR) 89.32 three stars

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Charity Contact Info

Habitat for Humanity of Greater Lowell
124 Main Street
Westford, MA 01886
tel: (978) 692-0927
fax: (978) 692-3430
EIN: 04-3123186

Visit Web Site

Board Leadership

Paul Barrett
President

CEO

Brenda Gould
Executive Director

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