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International : Development and Relief Services

Opportunity International

Giving the poor a working chance

four stars

91.16

550 West Van Buren Suite 200
Chicago, IL 60607
tel: (800) 793-9455   Web Site
EIN: 54-0907624

Board Leadership
David Tolmie
Chair

CEO
Vicki Escarra
Chief Executive Officer

  Score
(out of 100)
Rating
Overall Score & Rating 91.16 four stars
  Financial * 87.50 three stars
  Accountability & Transparency 100.00 four stars
*Please note that this organization recently received a 4-star rating for the same fiscal period under Charity Navigator's previous 2.0 methodology. You can view that rating via the Historical Ratings tab.
This rating was published 06/01/2016 and includes data from FY2014, the most recent 990 received at that time.

Learn more about how we calculate the overall score and rating.

Financial *

three stars

87.50

Accountability & Transparency

four stars

100.00

*Please note that this organization recently received a 4-star rating for the same fiscal period under Charity Navigator's previous 2.0 methodology. You can view that rating via the Historical Ratings tab.
This rating was published 06/01/2016 and includes data from FY2014, the most recent 990 received at that time.
Overall Rating Chart
  Program Expenses
(Percent of the charity’s total expenses spent on the programs
and services it delivers)
92.0%
  Administrative Expenses 2.3%
  Fundraising Expenses 5.6%
  Fundraising Efficiency $0.17
  Working Capital Ratio (years) 0.28
  Program Expenses Growth 8.3%
  Liabilities to Assets 28.8%
All data for Financial Performance Metrics calculations was provided by Opportunity International on recent 990s filed with the IRS.
All data for Financial Performance Metrics calculations was provided by Opportunity International on recent 990s filed with the IRS.

Highly Rated

Charity Name & State Overall Score Overall Rating
Opportunity International (IL) 91.16 four stars
Village Enterprise (CA) 90.39 four stars
Christian Freedom International (VA) 89.04 three stars
HOPE International (PA) 91.79 four stars
Partners Worldwide (MI) 96.19 four stars

Compare These Charities (Highly Rated)

Founded in 1971, Opportunity International provides small business loans, savings, insurance and training to people living in poverty in the developing world. Clients in over 25 countries use these financial services to start or expand a business, develop a steady income, provide for their families and create jobs for their neighbors. When clients build businesses with Opportunity loans, they often set into motion monumental changes. Family income rises. Children are well fed and go to school. Homes are improved. Women gain status. For clients around the globe, these transformations take place every day - beginning with loans as small as $60.

REVENUE  
Contributions  
   Contributions, Gifts & Grants $48,187,006
   Federated Campaigns $0
   Membership Dues $0
   Fundraising Events $0
   Related Organizations $0
   Government Grants $647,871
Total Contributions $48,834,877
   Program Service Revenue $91,786,121
Total Primary Revenue $140,620,998
   Other Revenue $148,091
TOTAL REVENUE $140,769,089
   
EXPENSES  
   Program Expenses $127,456,795
   Administrative Expenses $3,545,274
   Fundraising Expenses $7,829,659
TOTAL FUNCTIONAL EXPENSES $138,831,728
   
Payments to Affiliates $0
Excess (or Deficit) for the year $1,937,361
   
Net Assets $42,002,414

Program names and associated costs are listed for the top programs as reported on the charity's most recently filed Form 990. The top programs displayed will include the largest three programs, or those programs covering at least 60% of the charity's total expenses, whichever comes first.

Program Name Amount Spent % of Program Expenses
Financial Services $107,392,691 84.3%
Member Agency Support $9,297,804 7.3%
Grants to Affiliate $6,378,928 5.0%

Ratings History
Opportunity International has received 2 consecutive 4-star ratings from Charity Navigator.

Form 990 FYE Date Published Overall Score Overall Rating
CN 2.1
2014-12 06/01/2016 91.16 four stars
 
CN 2.0
2014-12 04/01/2016 94.11 four stars
2013-12 10/01/2015 90.14 four stars
2013-12 07/01/2015 89.74 three stars
2012-12 04/01/2014 85.16 three stars
2011-12 05/01/2013 81.66 three stars
2010-12 04/01/2012 85.83 three stars
2009-12 09/20/2011 95.81 four stars
 
CN 1.0
2009-12 04/01/2011 94.08 four stars
2008-12 03/01/2010 88.90 three stars
2007-12 06/01/2009 93.89 four stars
2006-12 10/01/2008 93.72 four stars
2005-12 05/01/2007 84.19 three stars
2004-12 04/01/2006 85.25 three stars
2003-12 03/01/2005 83.73 three stars
2002-12 02/01/2004 82.18 three stars
2001-12 10/15/2002 72.89 two stars
2000-12 04/15/2002 88.32 three stars

The data displayed on this tab is provided by the IRS in the form of Publication 78 and the Business Master File (BMF).

EIN 54-0907624
Name in IRS Master File OPPORTUNITY INTERNATIONAL INC
NTEE Code Q32
NTEE Classification International Economic Development
NTEE Type International, Foreign Affairs and National Security
Classification Charitable Organization
Subsection 501(c)(3)  (View the list of codes)
Activities (994) Described in section 170(b)1)(a)(vi) of the Code
(59) Other school related activities
(911) Foreign organization
Foundation Status Organization which receives a substantial part of its support from a governmental unit or the general public   170(b)(1)(A)(vi)
Deductibility Contributions are deductible
Affiliation Independent - the organization is an independent organization or an independent auxiliary (i.e., not affiliated with a National, Regional, or Geographic grouping of organizations).
Group Name [Not Applicable]
Filing Requirement 990 (all other) or 990EZ return
Fiscal Year End December
IRS Forms 990
(provided courtesy of Foundation Center)
(Log In or Register Now to View Forms 990!)
  • December, 2014
  • December, 2013
  • December, 2012
  • December, 2011
  • December, 2010

The data displayed in this profile is provided by the IRS for free in the form of Publication 78 and the Business Master File (BMF).

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Compensation % of Expenses Paid to Title
$423,927 0.30% Vicki Escarra CEO

Founded in 1971, Opportunity International provides small business loans, savings, insurance and training to people living in poverty in the developing world. Clients in over 25 countries use these financial services to start or expand a business, develop a steady income, provide for their families and create jobs for their neighbors. When clients build businesses with Opportunity loans, they often set into motion monumental changes. Family income rises. Children are well fed and go to school. Homes are improved. Women gain status. For clients around the globe, these transformations take place every day - beginning with loans as small as $60.

Highly Rated

Charity Name & State Overall Score Overall Rating
Opportunity International (IL) 91.16 four stars
Water.org (MO) 93.61 four stars
Foods Resource Bank (IL) 95.71 four stars
Partners Worldwide (MI) 96.19 four stars
Global Volunteers (MN) 88.67 three stars

Compare These Charities (Highly Rated)

This charity has an official representative registered with Charity Navigator.

Charity Contact Info

Opportunity International
550 West Van Buren
Suite 200
Chicago, IL 60607
tel: (800) 793-9455
fax: (312) 487-5642
EIN: 54-0907624

Visit Web Site

Board Leadership

David Tolmie
Chair

CEO

Vicki Escarra
Chief Executive Officer

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