Mission: URBAN EDGE IS DEDICATED TO STRENGTHENING COMMUNITIES AND FAMILIES TOGETHER, WE BUILD AFFORDABLE HOUSING AND VIBRANT, PROSPEROUS NEIGHBORHOODS.

Urban Edge Housing Corp is a 501(c)(3) organization, with an IRS ruling year of 1984, and donations are tax-deductible.

Is this your nonprofit? Access the Nonprofit Portal to submit data and download your rating toolkit.


Contact Information

  www.urbanedge.org

  1542 COLUMBUS AVE
Roxbury MA 02119-1026


 Important note on the timeliness of ratings

The IRS is significantly delayed in processing nonprofits' annual tax filings (Forms 990). As a result, the Finance & Accountability score for Urban Edge Housing Corp is outdated and the overall rating may not be representative of its current operations. Please check with the charity directly for any questions you may have.


...  ...  ...  ...  

Encompass Rating System by Charity Navigator


Overall Score

100

out of 100

This charity's score is a passing score.
This overall score is calculated from multiple beacon scores: 80% Finance & Accountability, 10% Leadership & Adaptability, and 10% Culture & Community


Learn about the Encompass Rating System: Overview | FAQ | Release Notes

Next: Impact & Results

...   Finance & Accountability


This score provides an assessment of a nonprofit's financial health (stability, efficiency and sustainability) and its commitment to governance practices and policies.


Finance & Accountability Score

100

out of 100

The score earned by Urban Edge Housing Corp is a passing score

This V6 of the Finance & Accountability Score provides a baseline measure of an organization's health including the indicators listed in the report below.

This score represents Form 990 data from 2019, the latest year electronically filed and published by the IRS.



Back to Overall

Finance & Accountability Report

100

of 100 points

This beta feature is currently viewable only on desktop or tablet screens. Check back later for updates.

Program Expense

Program Expense Ratio

79.16%

Higher effect on score

More data  


The Program Expense Ratio is determined by Program Expenses divided by Total Expense (average of most recent three 990s). This measure reflects the percent of its total expenses a charity spends on the programs and services it exists to deliver.


Program Expense Percentage

Amount of Credit Received

70% or higherFull Credit
60% - 69.9%Partial Credit
50% - 59.9%Zero Points for Program Expense Score
Below 50%Zero Points for Both Program Expense AND Liabilities to Assets Scores

Source: IRS Form 990

Board Composition

25/25 Independent

Higher effect on score


Charity Navigator looks for at least 3 board members, with more than 50% of those members identified as independent (not salaried).


The presence of an independent governing body is strongly recommended by many industry professionals to allow for full deliberation and diversity of thinking on governance and other organizational matters.


Source: IRS Form 990

Independent Audit or Financial Review

Audited

Higher effect on score


An Audit, Review, or Compilation provides important information about financial accountability and accuracy. Organizations are scored based on their Total Revenue Amount:

Total Revenue Amount

Expectation to Receive Credit

$1 million or higherExpected to complete an audit
$500,000 - $1 millionExpected to complete an audit, review, or compilation
Less than $500,000No expectation (removed from scoring methodology)

Source: IRS Form 990

Liabilities to Assets Ratio

40.13%

Lower effect on score


The Liabilities to Assets Ratio is determined by Total Liabilities divided by Total Assets (most recent 990). This ratio is an indicator of an organization’s solvency and/or long-term sustainability.

Liabilities to Assets Ratio

Amount of Credit Received

Less than 50%Full Credit
50% - 59.9%Partial Credit
60% or moreNo Credit

Source: IRS Form 990

Website

Listed

Lower effect on score


Charity Navigator looks for a website on the Form 990 as an accountability and transparency metric.


Nonprofits act in the public trust and reporting publicly on activities is an important component.


Source: IRS Form 990

Conflict of Interest Policy

Listed

Lower effect on score


Charity Navigator looks for the existence of a conflict of interest policy on the Form 990 as an accountability and transparency measure.


This policy protects the organization and by extension those it serves, when it is considering entering into a transaction that may benefit the private interest of an officer, director and/or key employee of the organization.


Source: IRS Form 990

Board Meeting Minutes

Documented

Lower effect on score


Charity Navigator looks to confirm on the Form 990 that the organization has this process in place as an accountability and transparency measure.


An official record of the events that take place during a board meeting ensures that a contemporaneous document exists for future reference.


Source: IRS Form 990

Document Retention and Destruction

Listed

Lower effect on score


Charity Navigator looks for the existence of a document retention and destruction policy per the Form 990 as an accountability and transparency measure.


This policy establishes guidelines for the handling, backing up, archiving and destruction of documents. These guidelines foster good record keeping procedures that promote data integrity.


Source: IRS Form 990

Whistleblower Policy

Listed

Lower effect on score


Charity Navigator looks for the existence of a whistleblower policy per the Form 990 as an accountability and transparency measure.


This policy outlines procedures for handling employee complaints, as well as a confidential way for employees to report financial or other types of mismanagement.


Source: IRS Form 990

Additional Information

Unscored

This beta feature is currently viewable only on desktop or tablet screens. Check back later for updates.

Total Revenue and Expenses

Total Revenue and Expenses

This chart displays the trend of revenue and expenses over the past several years for this organization, as reported on their IRS Form 990.

Salary of Key Persons

Presented here are up to five of this organization's highest compensated employees. This compensation data includes salary, cash bonuses, and expense accounts and is displayed exactly how it is reported to the IRS. The amounts do not include nontaxable benefits, deferred compensation, or other amounts not reported on Form W-2. In some cases, these amounts may include compensation from related organizations. Read the IRS policies for compensation reporting



SALVATORE J BOSCO, CHIEF FINANCIAL OFFICER/ASST. CLERK

$158,398


EMILY LOOMIS, DIRECTOR OF REAL ESTATE

$151,767


KEVEN SPILLANE JR, ASSET MANAGER

$129,507


ROBERT CREDLE, DIRECTOR OF COMMUNITY PROG

$113,002


MARI CACERES, DIRCTOR OF ADMINISTRATION

$109,671


Source: IRS Form 990 (page 7), filing year 2019

Business Master File Data

Below are some key data points from the Exempt Organization IRS Business Master File (BMF) for this organization. Learn more about the BMF on the IRS website


Activities:

Study and research (non-scientific) (BMF activity code: 124)

Elimination of prejudice and discrimination (race, religion, sex, national origin, etc) (BMF activity code: 431)


Foundation Status:

Organization which receives a substantial part of its support from a governmental unit or the general public   170(b)(1)(A)(vi) (BMF foundation code: 15)


Affiliation:

Independent - the organization is an independent organization or an independent auxiliary (i.e., not affiliated with a National, Regional, or Geographic grouping of organizations). (BMF affiliation code: 3)

Data Sources: IRS Forms 990

The Form 990 is a document that nonprofit organizations file with the IRS annually. We leverage finance and accountability data from it to form Encompass ratings. Click here to view this organization's Forms 990 on the IRS website (if any are available).

Pandemic Response

Due to the unprecedented nature of the pandemic, we give charities such as this one the opportunity to share the story of COVID's impact on them. Charities may submit their own pandemic responses through their nonprofit portal.


Urban Edge Housing Corp reported being impacted by COVID-19 in the following ways:
  • Program Delivery


How COVID-19 impacted the organization's operations financially:

Our emergency response has created much more expenses. These costs have come in the form of emergency supports such as rental assistance, cash, food, utility assistance, and school supplies for the low-to-moderate income families (92% of whom are BIPOC). Thankfully, we have been able to keep pace on the revenue side to pay for these added expenses. But more funds are needed to bridge the gaps between what families need and what resources are available to them.


How COVID-19 impacted the organization's delivery of programs:

Three years before the COVID crisis, Urban Edge phased out all desktop computers and replaced them with laptops so that staff could work remotely from anywhere if need be. We also furnished some staff with wireless internet devices. Therefore, our shift to remote work was expeditious. As it did many other inequities, the COVID crisis further exposed the digital divide in the families we serve. Many do not have internet access, and we needed to continue serving some families in person while practicing social distancing. However, this did not come without growing pains as we began to offer programs remotely.


How this organization adapted to changing conditions caused by COVID-19:

We shifted our entire staff to remote work and engaged with the community online and over the phone. We moved our homeownership, parenting support, and foreclosure prevention programs online to Zoom. We connected families to basic needs, helped with unemployment filings, made sure families stayed connected to support networks, and assisted families in managing dwindling budgets. Urban Edge then established the Roxbury/JP Family Resiliency Fund, offering $500,000 in cash and tangible items. For the first wave of response, we distributed 1,200 $150 cash cards to families. During the holiday season, we distributed Thanksgiving dinners, delivered toys to children, and supplied elders with personal protective equipment (PPE). We opened two learning hubs with high-speed internet so that children could attend school in an appropriate learning environment. We are now delivering intensive, longer-term, one-on-one financial capability and housing stability counseling.


Innovations the organization intends to continue permanently after the pandemic:

Much of our homeownership education and counseling will continue online. Giving working families the option of attending homebuying 101 classes either online or in-person will be part of program delivery permanently.


Previous: Finance & Accountability  / Next: Leadership & Adaptability

...   Impact & Results


This score estimates the actual impact a nonprofit has on the lives of those it serves, and determines whether it is making good use of donor resources to achieve that impact.


Impact & Results Score

Not Currently Scored

Urban Edge Housing Corp cannot currently be evaluated by our Encompass Rating Impact & Results methodology because either (A) it is eligible, but we have not yet received data; (B) we have not yet developed an algorithm to estimate its programmatic impact; (C) its programs are not direct services; or (D) it is not heavily reliant on contributions from individual donors.

Note: The absence of a score does not indicate a positive or negative assessment, it only indicates that we have not yet evaluated the organization.

Learn more about Impact & Results.

Do you work at Urban Edge Housing Corp? Join the waitlist for an updated Impact & Results score.


Back to Overall

Additional Information

Unscored

This beta feature is currently viewable only on desktop or tablet screens. Check back later for updates.

Largest Programs

Largest Programs



Urban Edge Housing Corp reported its three largest programs on its FY 2019 Form 990 as:


$2,995,913

Spent in most recent FY

46%

Percent of program expenses


RENTAL PROPERTIES- SUBSIDIZED COOPERATIVE AND RENTAL HOUSING IN THE ROXBURY, DORCHESTER, JAMAICA PLAIN, AND MATTAPAN NEIGHBORHOODS OF BOSTON, MASSACHUSETTS.


$1,170,363

Spent in most recent FY

18%

Percent of program expenses


REAL ESTATE DEVELOPMENTS- FINANCES THE AQUISITION AND RENOVATION OF LOW INCOME RENTAL PROPERTIES AND STIMULATES BUSINESS GROWTH AND EMPLOYMENT OPPORTUNITIES.


$913,485

Spent in most recent FY

14%

Percent of program expenses


COMMUNITY ENGAGEMENT - PROVIDES VITAL SOCIAL SERVICES RELATING TO URBAN EDGE'S ROLE IN THE EGLESTON SQUARE AND JACKSON SQUARE COMMUNITIES.


Previous: Impact & Results  / Next: Culture & Community

...   Leadership & Adaptability


This score provides an assessment of the organization's leadership capacity, strategic thinking and planning, and ability to innovate or respond to changes in constituent demand/need or other relevant social and economic conditions to achieve the organization's mission.


Leadership & Adaptability Score

100

out of 100

The score earned by Urban Edge Housing Corp is a passing score.

Encompass Rating V4 provides an evaluation of the organization's Leadership & Adaptability through the nonprofit organization submitting a survey response directly to Charity Navigator.


Back to Overall

Leadership & Adaptability Report

100

of 100 points

Mission

The nonprofit organization presents evidence of strategic thinking through articulating the organization’s mission


Urban Edge is dedicated to strengthening communities and families. Together, we build affordable housing and vibrant, prosperous neighborhoods. We focus on economic justice through financial counseling, wealth building through homeownership education, anti-displacement through foreclosure prevention, resident services, and community building as we construct more and more affordable housing.


Source: Nonprofit submitted responses

Vision

The nonprofit organization presents evidence of strategic thinking through articulating the organization’s vision.


Urban Edge is a national leader in the community development field, known for innovation and excellence. With its heart in Egleston and Jackson Squares, a vibrant, inclusive and culturally and economically diverse area of Boston, Urban Edge works with others across the City of Boston and region to promote high quality, sustainable and affordable communities. Public, private and non-profit entities turn to Urban Edge for its advice and expertise, and as a partner in undertaking complex and transformative urban projects.


Source: Nonprofit submitted responses

Strategic Goals

The nonprofit organization presents evidence of strategic thinking and goal setting through sharing their most important strategic goals.


Goal One: Maximize Urban Edge’s contribution to housing affordability and stability in Boston

Goal Type: Grow, expand, scale or increase access to the existing programs and services.


Goal Two: Deepen Urban Edge’s commitment to community wealth-building, including the renter-to-homeowner pipeline

Goal Type: Grow, expand, scale or increase access to the existing programs and services.


Goal Three: Serve as a trusted voice and partner for community-based leadership and advocacy

Goal Type: This goal reflects our commitment to further our advocacy work for our organization and or cause area.


Source: Nonprofit submitted responses

Leadership Development

The nonprofit provides evidence of investment in leadership development


Describe an investment in leadership

As part of our ongoing leadership development investments, we dedicate 1.5% of our personnel costs to professional development. As a NeighborWorks America chartered member, all staff are trained at the NeighborWorks Training Institute on various subjects such as asset management, real estate development, financial counseling, homeownership education, communications, finance, and leadership development. One additional example is that our community engagement team is certified as community health workers by the Boston Public Health Commission.

Source: Nonprofit submitted responses

Mobilizing for Mission

The nonprofit provides evidence of leadership through focusing externally and mobilizing resources for the mission.


This organization mobilizes for mission in the following ways:
  • Strategic Partnerships

  • Networks of Collective Impact Efforts

  • Thought Leadership

  • Raising Awareness

  • Community Building

  • Policy Advocacy

What are this organization’s external mobilizaton efforts?

• Urban Edge is part of a strategic partnership with two other community development corporations to redevelop the Jackson Square neighborhood of Boston. • Our CEO regularly speaks on panels throughout the year. • Our community engagement team of eight works intensively with families to build leaders and implement resident-driven and resident-informed initiatives. • Urban Edge is part of the Massachusetts Association of Community Development Corporations (MACDC). More than 60 organizations build an adaptive community development sector. • Urban Edge is actively published in traditional media and maintains active social media accounts reaching thousands every day. We publish a quarterly e-newsletter and strengthen close ties with our stakeholders. • We maintain strong relationships with our elected officials and keep in touch with them throughout the year. We report back on community assets and needs and advocate for policies that help the quality of life for the families we serve.

Source: Nonprofit submitted responses

Story of Adaptability

The nonprofit has an opportunity to tell the story of how the organization adapted to tremendous external changes in the last year.


Informed by the external events of the past year, our Strategic Planning Committee has developed a plan that will guide the organization’s focus and investments over the next 3-5 years. Consistent with Urban Edge’s Mission and Vision, the goals of the plan include keeping our neighborhoods affordable and stable, serving as a catalyst for our residents and community members to build wealth and increase social and economic mobility, cultivating and amplifying the voice of community leaders in our neighborhoods, and making our communities safe, vibrant and sustainable. The plan includes four pillars that together comprise Urban Edge’s strategic direction; for each pillar, we articulate a vision and highlight the primary levers we will use to achieve the vision. 1. Maximize Urban Edge’s contribution to housing affordability and stability in Boston 2. Deepen Urban Edge’s commitment to community wealth-building, including the renter-to-homeowner pipeline 3. Empower and elevate vulnerable and underserved populations in Urban Edge’s core neighborhoods to access opportunities 4. Serve as a trusted voice and partner for community-based leadership and advocacy

Source: Nonprofit submitted responses

Previous: Leadership & Adaptability

...   Culture & Community


This score provides an assessment of the organization's culture and connectedness to the community it serves. Learn more about how and why we rate Culture & Community.


Culture & Community Score

99

out of 100

Urban Edge Housing Corp has earned a passing score. The organization provided data about how it listens to constituents (Constituent Feedback) and its Diversity, Equity, & Inclusion (DEI) practices (see report below).

The Culture & Community Beacon is comprised of the following metrics:

  • Constituent Feedback: 100/100 (30% of beacon score)

  • Diversity, Equity, & Inclusion: 98/100 (70% of beacon score)


Back to Overall

Culture & Community Report

99

of 100 points

This beta feature is currently viewable only on desktop or tablet screens. Check back later for updates.

Constituent Feedback

Diversity, Equity, & Inclusion

98/100 points

70% of beacon score


This organization's score of 98 is a passing score. The organization reported that it is implementing 10 diversity, equity and inclusion (DEI) practices. Charity Navigator believes nonprofit organizations implementing effective DEI policies and practices can enhance a nonprofit's decision-making, staff motivation, innovation, and effectiveness.


View this organization's DEI Strategies


Methodology


We are utilizing data collected by Candid to document and assess the DEI practices implemented by the organization. Nonprofit organizations are encouraged to fill out the Equity Strategies section of their Candid profiles to receive a rating.


Learn more about the methodology.

Constituent Feedback

100/100 points

30% of beacon score


This organization reported that it is collecting feedback from the constituents and/or communities it serves. Charity Navigator believes nonprofit organizations that engage in inclusive practices, such as collecting feedback from the people and communities they serve, may be more effective.


View this organization's Constituent Feedback Practices




Methodology


We've partnered with Candid to survey organizations about their feedback practices. Nonprofit organizations can fill out the How We Listen section of their Candid profile to receive a rating.


Learn more about the methodology.

Analysis and Research


Like the overall Encompass Rating System, the Culture & Community Beacon is designed to evolve as metrics are developed and ready for integration. Below you can find more information about the metrics we currently evaluate in this beacon and their relevance to nonprofit performance.


Constituent Feedback


Diversity, Equity, and Inclusion

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