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| Charity Name | Tides Center | ACCION San Diego | Hebrew Free Loan Society | Opportunity Fund Community Development | Hebrew Free Loan of Metropolitan Detroit |
| Location | San Francisco, CA | San Diego, CA | New York, NY | San Jose, CA | Bloomfield Hills, MI |
| Overall Rating |
(96.50) |
(94.74) |
(90.93) |
(90.13) |
(89.19) |
| Financial Rating | (97.10) |
(97.50) |
(87.18) |
(86.38) |
(84.72) |
| A&T Rating | (96.00) |
(93.00) |
(100.00) |
(97.00) |
(100.00) |
| Financial Metrics | |||||
| Program Expenses | 84.1% | 93.5% | 72.0% | 81.1% | 74.7% |
| Admin Expenses | 9.9% | 4.9% | 16.9% | 10.3% | 11.6% |
| Fund Expenses | 5.8% | 1.4% | 10.9% | 8.5% | 13.6% |
| Fund Efficiency | $0.05 | $0.01 | $0.09 | $0.20 | $0.10 |
| Program Growth | 8.9% | 22.2% | 5.9% | 34.7% | 1.7% |
| Working Capital | 0.89 | 4.69 | 9.36 | 1.34 | 11.63 |
| Liabilitites to Assets | 12.9% | 16.4% | 11.5% | 73.9% | 2.5% |
| Total Revenue | $152,477,814 | $3,463,063 | $2,119,202 | $23,892,492 | $1,469,681 |
| Total Expenses | $124,313,268 | $2,240,870 | $1,898,851 | $25,900,577 | $842,496 |
| Excess/Deficit | $28,164,546 | $1,222,193 | $220,351 | $-2,008,085 | $627,185 |
| Net Assets | $99,987,192 | $8,839,332 | $20,731,192 | $26,413,704 | $10,613,853 |
| CEO Compensation % of Expenses |
$0 0.00% |
$92,448 4.12% |
$201,108 10.59% |
$88,075 0.34% |
$158,631 18.82% |
| Accountability & Transparency Metrics | |||||
| Information Provided on the Form 990 | |||||
| Independent Voting Board Members |  | | | | |
| No Material diversion of assets | | | | | |
| Audited financials prepared by independent accountant | | | | | |
| Does Not Provide Loan(s) to or Receive Loan(s) From related parties | | | | | |
| Documents Board Meeting Minutes | | | | | |
| Provided copy of Form 990 to organization's governing body in advance of filing | | | | | |
| Conflict of Interest Policy | | | | | |
| Whistleblower Policy | | | | | |
| Records Retention Policy | | | | | |
| CEO listed with salary | | | | | |
| Process for determining CEO compensation | | | | | |
| Does Not Compensate Any Board Members | | | | | |
| Does the charity's website include readily accessible information about the following: | |||||
| Donor Privacy Policy |  | | |  | |
| Board Members Listed | | | | | |
| Audited Financials | | | | | |
| Form 990 | | | | | |
| Key staff listed | | | | | |
