Disable all preview features

Community Development : Housing and Neighborhood Development

ACCION San Diego

Lending. Supporting. Inspiring.

four stars

94.74

404 Euclid Avenue, Ste 271 San Diego, CA 92114
tel: (619) 795-7250   Web Site
EIN: 33-0620415

Board Leadership
Gordon P. Boerner
Board Chair

CEO
Elizabeth Schott
Executive Director

  Score
(out of 100)
Rating
Overall Score & Rating 94.74 four stars
  Financial 97.50 four stars
  Accountability & Transparency 93.00 four stars
This rating was published 02/01/2017 and includes data from FY2015, the most recent 990 received at that time.

Learn more about how we calculate the overall score and rating.

Financial

four stars

97.50

Accountability & Transparency

four stars

93.00

This rating was published 02/01/2017 and includes data from FY2015, the most recent 990 received at that time.
Overall Rating Chart
  Program Expenses
(Percent of the charity's total expenses spent on the programs
and services it delivers)
90.9%
  Administrative Expenses 5.6%
  Fundraising Expenses 3.3%
  Fundraising Efficiency $0.02
  Working Capital Ratio (years) 5.24
  Program Expenses Growth 10.7%
  Liabilities to Assets 27.1%
All data for Financial Performance Metrics calculations was provided by ACCION San Diego on recent 990s filed with the IRS.
All data for Financial Performance Metrics calculations was provided by ACCION San Diego on recent 990s filed with the IRS.

Highly Rated

Charity Name & State Overall Score Overall Rating
ACCION San Diego (CA) 94.74 four stars
Women's Business Development Center (IL) 91.16 four stars
Hebrew Free Loan of Metropolitan Detroit (MI) 94.35 four stars
Hebrew Free Loan Society (NY) 87.76 three stars
Tides Center (CA) 90.69 four stars

Compare These Charities (Highly Rated)

The mission of ACCION San Diego is to create increased income and access to jobs for low-to-moderate income, self-employed men and women by providing small loans and business support services. Building upon the experience of ACCION International, ACCION San Diego developed a successful lending methodology in 1994 tailored to local micro-entrepreneurs in Southern California's neighborhoods. With economic opportunity, these entrepreneurs can build assets and better provide for their families and communities. ACCION San Diego currently assists small business owners in San Diego County.

REVENUE  
Contributions  
   Contributions, Gifts & Grants $1,054,000
   Federated Campaigns $0
   Membership Dues $0
   Fundraising Events $0
   Related Organizations $0
   Government Grants $1,383,279
Total Contributions $2,437,279
   Program Service Revenue $809,008
Total Primary Revenue $3,246,287
   Other Revenue $3,167
TOTAL REVENUE $3,249,454
   
EXPENSES  
   Program Expenses $1,258,359
   Administrative Expenses $81,528
   Fundraising Expenses $47,940
TOTAL FUNCTIONAL EXPENSES $1,387,827
   
Payments to Affiliates $0
Excess (or Deficit) for the year $1,861,627
   
Net Assets $6,693,885

Program names and associated costs are listed for the top programs as reported on the charity's most recently filed Form 990. The top programs displayed will include the largest three programs, or those programs covering at least 60% of the charity's total expenses, whichever comes first.

Program Name Amount Spent % of Program Expenses
Credit and Business Support Services $1,258,359 100.0%

Ratings History
ACCION San Diego has received 3 consecutive 4-star ratings from Charity Navigator.

Form 990 FYE Date Published Overall Score Overall Rating
CN 2.1
2015-12 02/01/2017 94.74 four stars
2014-12 06/01/2016 92.02 four stars
 
CN 2.0
2014-12 02/01/2016 92.19 four stars
2013-12 07/01/2015 92.19 four stars
2013-12 04/01/2015 89.37 three stars
2012-12 11/01/2013 91.51 four stars
2011-12 10/01/2012 91.62 four stars
2010-12 02/01/2012 89.03 three stars
2009-12 09/20/2011 91.84 four stars
 
CN 1.0
2009-12 05/01/2011 96.26 four stars
2008-12 05/01/2010 90.40 four stars
2007-12 02/01/2009 88.67 three stars
2006-12 11/01/2007 98.69 four stars
2005-12 11/01/2006 95.63 four stars
2004-12 11/01/2005 98.12 four stars

The data displayed on this tab is provided by the IRS in the form of Publication 78 and the Business Master File (BMF).

EIN 33-0620415
Name in IRS Master File ACCION SAN DIEGO
NTEE Code S31
NTEE Classification Urban, Community Economic Development
NTEE Type Community Improvement, Capacity Building
Classification Charitable Organization
Subsection 501(c)(3)  (View the list of codes)
Activities (405) Loans or grants for minority businesses
Foundation Status Organization which receives a substantial part of its support from a governmental unit or the general public   170(b)(1)(A)(vi)
Deductibility Contributions are deductible
Affiliation Independent - the organization is an independent organization or an independent auxiliary (i.e., not affiliated with a National, Regional, or Geographic grouping of organizations).
Group Name [Not Applicable]
Ruling Date January, 1996
Filing Requirement 990 (all other) or 990EZ return
Fiscal Year End December
IRS Forms 990
(provided courtesy of Foundation Center)
(Log In or Register Now to View Forms 990!)
  • December, 2015
  • December, 2014
  • December, 2013
  • December, 2012
  • December, 2011

The data displayed in this profile is provided by the IRS for free in the form of Publication 78 and the Business Master File (BMF).

We invite you to share your opinions, thoughts, experiences, and stories about this charity here to help inform the decisions of other donors.  
Need more help getting started? Check out our FAQs.
 
This tool is not for questions about Charity Navigator, such as how we derived this charity’s rating. We will happily answer those questions if you contact us directly. Likewise, if you have questions for this charity, then we encourage you to contact the charity directly (we include the charity’s contact information in the upper left-hand corner of this page) since few charities regularly monitor this commenting tool.

Compensation % of Expenses Paid to Title
$108,144 7.79% Elizabeth Schott CEO

The mission of ACCION San Diego is to create increased income and access to jobs for low-to-moderate income, self-employed men and women by providing small loans and business support services. Building upon the experience of ACCION International, ACCION San Diego developed a successful lending methodology in 1994 tailored to local micro-entrepreneurs in Southern California's neighborhoods. With economic opportunity, these entrepreneurs can build assets and better provide for their families and communities. ACCION San Diego currently assists small business owners in San Diego County.

Highly Rated

Charity Name & State Overall Score Overall Rating
ACCION San Diego (CA) 94.74 four stars
World Business Chicago (IL) 87.63 three stars
Women's Business Development Center (IL) 91.16 four stars
Hebrew Free Loan of Metropolitan Detroit (MI) 94.35 four stars
Opportunity Fund Community Development (CA) 91.39 four stars

Compare These Charities (Highly Rated)

This charity has an official representative registered with Charity Navigator.

Charity Contact Info

ACCION San Diego
404 Euclid Avenue, Ste 271
San Diego, CA 92114
tel: (619) 795-7250
EIN: 33-0620415

Visit Web Site

Board Leadership

Gordon P. Boerner
Board Chair

CEO

Elizabeth Schott
Executive Director

[ X ]

Did You Know We Are a Charity, Too?

If even a third of the 7 million people who visited our site last year had donated a dollar to Charity Navigator, we would comfortably meet our annual budget and be able to do what so many of you ask us to do every day--rate more charities!

With the support of users like you, we are currently investing in staff and technology. This will allow us to improve the search and organizational features of our site, making it easier to find the information that matters most to you. We will also continue to enhance our evaluation system and metrics.

So, whether you're a first time visitor or a long time user, we ask for your help in achieving our goal. Your gift of any size is most deeply appreciated! Thank You!

With the support of users like you, we are making it easier to find the info that matters most. Thank you!

Join Our Mailing List

Join over 400,000 other informed givers and get updates on charity ratings, new features, hot topics, and tips for donating.

Help Center