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Community Development : Housing and Neighborhood Development

ACCION San Diego

Lending. Supporting. Inspiring.

four stars

94.74

404 Euclid Avenue Suite 271
San Diego, CA 92114
tel: (619) 795-7250   Web Site
EIN: 33-0620415

Board Leadership
Gordon P. Boerner
Board Chair

CEO
Elizabeth Schott
CEO

  Score
(out of 100)
Rating
Overall Score & Rating 94.74 four stars
  Financial 97.50 four stars
  Accountability & Transparency 93.00 four stars
This rating was published 02/01/2018 and includes data from FY2016, the most recent 990 received at that time.

Accion is a nonprofit, mission-based lender dedicated to connecting entrepreneurs with the accessible financing and resources it takes to create and grow healthy businesses. By providing loans up to $75,000, Accion creates opportunity for increased income, economic stability and employment.

The mission of Accion is to provide economic opportunity for low-to-moderate income business owners who lack access to traditional sources of credit. Through business loans and support services, Accion strengthens the foundations of emerging entrepreneurs and helps them to thrive in their communities, creating positive social and economic change.

Accion Serving Southern California lends in Imperial, Riverside, San Bernardino and San Diego counties.

Accion is a nonprofit, mission-based lender dedicated to connecting entrepreneurs with the accessible financing and resources it takes to create and grow healthy businesses. By providing loans up to $75,000, Accion creates opportunity for increased income, economic stability and employment.

The mission of Accion is to provide economic opportunity for low-to-moderate income business owners who lack access to traditional sources of credit. Through business loans and support services, Accion strengthens the foundations of emerging entrepreneurs and helps them to thrive in their communities, creating positive social and economic change.

Accion Serving Southern California lends in Imperial, Riverside, San Bernardino and San Diego counties.

Financial

four stars

97.50

Accountability & Transparency

four stars

93.00

This rating was published 02/01/2018 and includes data from FY2016, the most recent 990 received at that time.
Overall Rating Chart
  Program Expenses
(Percent of the charity's total expenses spent on the programs
and services it delivers)
92.2%
  Administrative Expenses 5.3%
  Fundraising Expenses 2.3%
  Fundraising Efficiency < $0.01
  Working Capital Ratio (years) 4.87
  Program Expenses Growth 21.4%
  Liabilities to Assets 20.3%
All data for Financial Performance Metrics calculations was provided by ACCION San Diego on recent 990s filed with the IRS.
All data for Financial Performance Metrics calculations was provided by ACCION San Diego on recent 990s filed with the IRS.

Highly Rated

Charity Name & State Overall Score Overall Rating
ACCION San Diego (CA) 94.74 four stars
Hebrew Free Loan of Metropolitan Detroit (MI) 92.91 four stars
LiftFund (TX) 92.38 four stars
Four Bands Community Fund (SD) 88.44 three stars
ACCION New Mexico (NM) 93.98 four stars

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REVENUE  
Contributions  
   Contributions, Gifts & Grants $276,136
   Federated Campaigns $0
   Membership Dues $0
   Fundraising Events $0
   Related Organizations $0
   Government Grants $1,712,637
Total Contributions $1,988,773
   Program Service Revenue $948,227
Total Primary Revenue $2,937,000
   Other Revenue $3,238
TOTAL REVENUE $2,940,238
   
EXPENSES  
   Program Expenses $1,900,473
   Administrative Expenses $99,980
   Fundraising Expenses $16,531
TOTAL FUNCTIONAL EXPENSES $2,016,984
   
Payments to Affiliates $0
Excess (or Deficit) for the year $923,254
   
Net Assets $7,617,139

Program names and associated costs are listed for the top programs as reported on the charity's most recently filed Form 990. The top programs displayed will include the largest three programs, or those programs covering at least 60% of the charity's total expenses, whichever comes first.

Program Name Amount Spent % of Program Expenses
Credit and Business Support Services $1,900,473 100.0%

Ratings History
ACCION San Diego has received 4 consecutive 4-star ratings from Charity Navigator.

Form 990 FYE Date Published Overall Score Overall Rating
CN 2.1
2016-12 02/01/2018 94.74 four stars
2015-12 02/01/2017 94.74 four stars
2014-12 06/01/2016 92.02 four stars
 
CN 2.0
2014-12 02/01/2016 92.19 four stars
2013-12 07/01/2015 92.19 four stars
2013-12 04/01/2015 89.37 three stars
2012-12 11/01/2013 91.51 four stars
2011-12 10/01/2012 91.62 four stars
2010-12 02/01/2012 89.03 three stars
2009-12 09/20/2011 91.84 four stars
 
CN 1.0
2009-12 05/01/2011 96.26 four stars
2008-12 05/01/2010 90.40 four stars
2007-12 02/01/2009 88.67 three stars
2006-12 11/01/2007 98.69 four stars
2005-12 11/01/2006 95.63 four stars
2004-12 11/01/2005 98.12 four stars

The data displayed on this tab is provided by the IRS in the form of Publication 78 and the Business Master File (BMF).

EIN 33-0620415
Name in IRS Master File ACCION SAN DIEGO
NTEE Code S31
NTEE Classification Urban, Community Economic Development
NTEE Type Community Improvement, Capacity Building
Classification Charitable Organization
Subsection 501(c)(3)  (View the list of codes)
Activities (405) Loans or grants for minority businesses
Foundation Status Organization which receives a substantial part of its support from a governmental unit or the general public   170(b)(1)(A)(vi)
Deductibility Contributions are deductible
Affiliation Independent - the organization is an independent organization or an independent auxiliary (i.e., not affiliated with a National, Regional, or Geographic grouping of organizations).
Group Name [Not Applicable]
Ruling Date January, 1996
Filing Requirement 990 (all other) or 990EZ return
Fiscal Year End December
IRS Forms 990
(provided courtesy of Foundation Center)
(Log In or Register Now to View Forms 990!)
  • December, 2016
  • December, 2015
  • December, 2014
  • December, 2013
  • December, 2012

The data displayed in this profile is provided by the IRS for free in the form of Publication 78 and the Business Master File (BMF).

Compensation % of Expenses Paid to Title
$116,037 5.75% Elizabeth Schott CEO

Highly Rated

Charity Name & State Overall Score Overall Rating
ACCION San Diego (CA) 94.74 four stars
ACCION New Mexico (NM) 93.98 four stars
Commonwealth (MA) 91.42 four stars
Four Bands Community Fund (SD) 88.44 three stars
Tides Center (CA) 96.28 four stars

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This charity has an official representative registered with Charity Navigator.

Charity Contact Info

ACCION San Diego
404 Euclid Avenue
Suite 271
San Diego, CA 92114
tel: (619) 795-7250
EIN: 33-0620415

Visit Web Site

Board Leadership

Gordon P. Boerner
Board Chair

CEO

Elizabeth Schott
CEO

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